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Digital lender introduces tiered variable rates

variable ratesNeobank 86 400 has introduced tiered variable rates for borrowers, enabling customers with higher deposits to access cheaper rates.

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Neobank 86 400 has introduced tiered variable rates for borrowers, enabling customers with higher deposits to access cheaper rates.

As of 20 August, all variable customers with an “Own” home loan – or applying for one – will be able to access new variable rates.

The tiered variable rates apply to owner-occupier and investor Own home loans and cover both principal & interest (P&I) and interest-only (IO) repayments.

Previously, 86 400 offered four variable rates for those with an Own home loan: owner-occupier principal & interest (P&I); owner-occupier interest only (IO); investor P&I, and investor IO.

The change means that the lender now offers 12 variable rates, with three tiers for OO P&I, OO IO, investor P&I and investor IO.

Source: https://australianfintech.com.au/digital-lender-introduces-tiered-variable-rates/

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