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Pet Dog Insurance at 315 INR Launches Bajaj Allianz General

Bajaj Allianz General Insurance has recently launched Pet Dog Insurance. The product is called Bajaj Allianz Pet Dog Insurance Policy (1). It provides comprehensive coverage to pet dogs from the natural origin, pedigree, non-pedigree, cross-bred, and exotic breeds. The insurance will cover the lifetime of the dogs from 3 months to 10 years of age. […]

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Bajaj Allianz General Insurance has recently launched Pet Dog Insurance. The product is called Bajaj Allianz Pet Dog Insurance Policy (1). It provides comprehensive coverage to pet dogs from the natural origin, pedigree, non-pedigree, cross-bred, and exotic breeds. The insurance will cover the lifetime of the dogs from 3 months to 10 years of age. The premium for the dog insurance starts from 315 INR, excluding GST. It will vary based on age, size, gender, different covers, and plans opted, the sum insured, etc.

For giant breeds, the age of entry will be three months, up to four years. For small and medium and large breeds, the entry age is up to 7 years. The exit age for the giant breeds is until the age 6, whereas for small, medium, and large dog, the limit is ten years. Based on the policy terms and conditions, the company will settle reimbursement claims. 

Different Products of Bajaj Pet Dog Insurance

It consists of one mandatory cover or the base cover, which includes surgery and hospitalisation cover. There are six other optional covers: mortality benefit cover, terminal diseases, long term care, OPD, theft/lost/straying, and third-party liability. These optional products cover treatment costs of specified illnesses, surgeries, hospitalisation, or disease leading to death. 

Apart from these covers, the policy also provides injury, surgery, hospitalisation, mortality due to any accident cover without any waiting period. The plan also covers the theft/loss or straying of the dog. Moreover, there is also a cover for the legal liability of pet owners for any third-party bodily injury, death, property damage of the pet dog. It includes the legal costs for defending the claim. 

Medical testings of the domesticated pet dog are not compulsory even at a higher age. It is subjected to waiting for period covering specific diseases. The product offers protection provided that they are vaccinated with standard vaccinations throughout the policy period. 

Tapan Singhel, MD and CEO of Bajaj Allianz General Insurance, stated that a pet dog is a part of the family. They also require the requisite nurture and care as humans. Buying a health cover for our dogs would ensure that they get access to quality health treatment, thus making you worry-free. 


Rucha Joshi is fueled by her passion for creative writing. She is eager to turn information into action. With her hunger for knowledge, she considers herself a forever student. She’s currently working as a content writer and is always interested in a challenge.

Source: https://timesnext.com/pet-dog-insurance-launched-by-bajaj-allianz/

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Tony Hsieh, former CEO of Zappos CEO, dies at 46

Tony Hsieh, the former CEO of Zappos, has died. Hsieh died on Friday, November 27, 2020, just two weeks and one day before his 47th birthday. According to multiple media sources, Hsieh died from complications from burns and smoke inhalation sustained in […]

The post Tony Hsieh, former CEO of Zappos CEO, dies at 46 appeared first on Tech News | Startups News.

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Tony Hsieh, the former CEO of Zappos, has died. Hsieh died on Friday, November 27, 2020, just two weeks and one day before his 47th birthday. According to multiple media sources, Hsieh died from complications from burns and smoke inhalation sustained in a house fire that occurred in Connecticut on November 18 while he was visiting his family.

Before his death, Hsieh retired as the CEO of the online shoe and clothing company Zappos in August 2020 after 21 years. Prior to joining Zappos, Hsieh co-founded the Internet advertising network LinkExchange, which he sold to Microsoft in 1998 for $265 million.

Hsieh was well known for his leadership of online shoe and clothing retailer Zappos. He had recently retired after spending 20 years with the company, Zappos CEO Kedar Deshpande wrote in a statement Friday.

Founded in 1999 by Nick Swinmurn, Zappos is an online retailer specializing in shoes. In addition to shoes, they sell handbags, clothing, eyewear, watches, and accessories. On July 22, 2009, Amazon.com acquired Zappos.com in a deal valued at approximately $1.2 billion.


Source: https://techstartups.com/2020/11/29/tony-hsieh-former-ceo-zappos-ceo-dies-46/

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Johns Hopkins Study That Showed COVID-19 Has ‘Relatively No Effect on Deaths’ in the U.S., Mysteriously Disappeared 4 Days After Publication

On August 28, the U.S. Centers for Disease Control and Prevention (CDC) updated its provisional death counts for reporting period 2/1/2020 through 8/22/2020.  According to the stats, the CDC said that just 6% of the 161,392 reported US coronavirus deaths were “caused by […]

The post Johns Hopkins Study That Showed COVID-19 Has ‘Relatively No Effect on Deaths’ in the U.S., Mysteriously Disappeared 4 Days After Publication appeared first on Tech News | Startups News.

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On August 28, the U.S. Centers for Disease Control and Prevention (CDC) updated its provisional death counts for reporting period 2/1/2020 through 8/22/2020.  According to the stats, the CDC said that just 6% of the 161,392 reported US coronavirus deaths were “caused by Only COVID-19.”

According to the CDC, the other 94% had, on average, 2+ pre-existing conditions or causes per death. In other words, 94% of Americans who died from COVID-19 had other “types of health conditions and contributing causes” in addition to the virus. Below is exactly how the CDC explained the death count.

“For 6% of the deaths, COVID-19 was the only cause mentioned. For deaths with conditions or causes in addition to COVID-19, on average, there were 2.6 additional conditions or causes per death. The number of deaths with each condition or cause is shown for all deaths and by age groups.”

Fast forward to three months later, Genevieve Briand, assistant program director of the Applied Economics master’s degree program at Johns Hopkins University, critically analyzed the impact that COVID-19 had on U.S. deaths using the data provided by the CDC. Based on his findings,  Briand explained that the impact of COVID-19 on deaths in the United States can be fully understood by comparing it to the number of total deaths in the country. Contrary to popular mainstream media narratives and people’s assumptions, the study concluded that the coronavirus had “relatively no effect on deaths in the United States.”

On November 22, Johns Hopkins University published Briand’s study in a newsletter titled: “A closer look at U.S. deaths due to COVID-19.” According to Briand, “The reason we have a higher number of reported COVID-19 deaths among older individuals than younger individuals is simply because every day in the U.S. older individuals die in higher numbers than younger individuals.”

Briand’s further analysis of the data found that the range of deaths amongst the older population has remained within the range of past years. So this begs the question if COVID-19 has actually had no significant impact on U.S. deaths, why does it not appear that way?

To answer that question, Briand shifted her focus to the deaths per causes ranging from 2014 to 2020. There is a sudden increase in deaths in 2020 due to COVID-19. This is no surprise because COVID-19 emerged in the U.S. in early 2020, and thus COVID-19-related deaths increased drastically afterward.

Analysis of deaths per cause in 2018 revealed that the pattern of the seasonal increase in the total number of deaths is a result of the rise in deaths by all causes, with the top three being heart disease, respiratory diseases, influenza, and pneumonia. “This is true every year,” explained Briand. “Every year in the U.S. when we observe the seasonal ups and downs, we have an increase in deaths due to all causes.”

Then on November 26, Briand’s study mysteriously disappeared from the Johns Hopkins website. Johns Hopkins said it decided to retract “the article to stop the spread of misinformation, as they noted on social media.”

“We decided on Nov. 26 to retract this article to stop the spread of misinformation, as we noted on social media. However, it is our responsibility as journalists to provide a historical record. We have chosen to take down the article from our website, but it is available here as a PDF.”

We decided to check a PDF version of the original study. It turned out, that too, was deleted. Luckily, Briand’s study can still be found on the WayBackMachine website.

Below is a copy of the entire study. You can read the study and make your own judgment call.

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According to new data, the U.S. currently ranks first in total COVID-19 cases, new cases per day and deaths. Genevieve Briand, assistant program director of the Applied Economics master’s degree program at Hopkins, critically analyzed the effect of COVID-19 on U.S. deaths using data from the Centers for Disease Control and Prevention (CDC) in her webinar titled “COVID-19 Deaths: A Look at U.S. Data.”

From mid-March to mid-September, U.S. total deaths have reached 1.7 million, of which 200,000, or 12% of total deaths, are COVID-19-related. Instead of looking directly at COVID-19 deaths, Briand focused on total deaths per age group and per cause of death in the U.S. and used this information to shed light on the effects of COVID-19.

She explained that the significance of COVID-19 on U.S. deaths can be fully understood only through comparison to the number of total deaths in the United States. 

After retrieving data on the CDC website, Briand compiled a graph representing percentages of total deaths per age category from early February to early September, which includes the period from before COVID-19 was detected in the U.S. to after infection rates soared. 

Surprisingly, the deaths of older people stayed the same before and after COVID-19. Since COVID-19 mainly affects the elderly, experts expected an increase in the percentage of deaths in older age groups. However, this increase is not seen from the CDC data. In fact, the percentages of deaths among all age groups remain relatively the same. 

“The reason we have a higher number of reported COVID-19 deaths among older individuals than younger individuals is simply because every day in the U.S. older individuals die in higher numbers than younger individuals,” Briand said.

Briand also noted that 50,000 to 70,000 deaths are seen both before and after COVID-19, indicating that this number of deaths was normal long before COVID-19 emerged. Therefore, according to Briand, not only has COVID-19 had no effect on the percentage of deaths of older people, but it has also not increased the total number of deaths. 

These data analyses suggest that in contrast to most people’s assumptions, the number of deaths by COVID-19 is not alarming. In fact, it has relatively no effect on deaths in the United States.

This comes as a shock to many people. How is it that the data lie so far from our perception? 

To answer that question, Briand shifted her focus to the deaths per causes ranging from 2014 to 2020. There is a sudden increase in deaths in 2020 due to COVID-19. This is no surprise because COVID-19 emerged in the U.S. in early 2020, and thus COVID-19-related deaths increased drastically afterward.

Analysis of deaths per cause in 2018 revealed that the pattern of seasonal increase in the total number of deaths is a result of the rise in deaths by all causes, with the top three being heart disease, respiratory diseases, influenza and pneumonia.

“This is true every year. Every year in the U.S. when we observe the seasonal ups and downs, we have an increase of deaths due to all causes,” Briand pointed out.

When Briand looked at the 2020 data during that seasonal period, COVID-19-related deaths exceeded deaths from heart diseases. This was highly unusual since heart disease has always prevailed as the leading cause of deaths. However, when taking a closer look at the death numbers, she noted something strange. As Briand compared the number of deaths per cause during that period in 2020 to 2018, she noticed that instead of the expected drastic increase across all causes, there was a significant decrease in deaths due to heart disease. Even more surprising, as seen in the graph below, this sudden decline in deaths is observed for all other causes. 

COURTESY OF GENEVIEVE BRIAND Graph depicts the number of deaths per cause during that period in 2020 to 2018.

This trend is completely contrary to the pattern observed in all previous years. Interestingly, as depicted in the table below, the total decrease in deaths by other causes almost exactly equals the increase in deaths by COVID-19. This suggests, according to Briand, that the COVID-19 death toll is misleading. Briand believes that deaths due to heart diseases, respiratory diseases, influenza and pneumonia may instead be recategorized as being due to COVID-19. 

COURTESY OF GENEVIEVE BRIAND  Graph depicts the total decrease in deaths by various causes, including COVID-19.  

The CDC classified all deaths that are related to COVID-19 simply as COVID-19 deaths. Even patients dying from other underlying diseases but are infected with COVID-19 count as COVID-19 deaths. This is likely the main explanation as to why COVID-19 deaths drastically increased while deaths by all other diseases experienced a significant decrease.

“All of this points to no evidence that COVID-19 created any excess deaths. Total death numbers are not above normal death numbers. We found no evidence to the contrary,” Briand concluded.

In an interview with The News-Letter, Briand addressed the question of whether COVID-19 deaths can be called misleading since the infection might have exacerbated and even led to deaths by other underlying diseases.

“If [the COVID-19 death toll] was not misleading at all, what we should have observed is an increased number of heart attacks and increased COVID-19 numbers. But a decreased number of heart attacks and all the other death causes doesn’t give us a choice but to point to some misclassification,” Briand replied.

In other words, the effect of COVID-19 on deaths in the U.S. is considered problematic only when it increases the total number of deaths or the true death burden by a significant amount in addition to the expected deaths by other causes. Since the crude number of total deaths by all causes before and after COVID-19 has stayed the same, one can hardly say, in Briand’s view, that COVID-19 deaths are concerning.

Briand also mentioned that more research and data are needed to truly decipher the effect of COVID-19 on deaths in the United States.

Throughout the talk, Briand constantly emphasized that although COVID-19 is a serious national and global problem, she also stressed that society should never lose focus of the bigger picture — death in general. 

The death of a loved one, from COVID-19 or from other causes, is always tragic, Briand explained. Each life is equally important and we should be reminded that even during a global pandemic we should not forget about the tragic loss of lives from other causes.

According to Briand, the over-exaggeration of the COVID-19 death number may be due to the constant emphasis on COVID-19-related deaths and the habitual overlooking of deaths by other natural causes in society. 

During an interview with The News-Letter after the event, Poorna Dharmasena, a master’s candidate in Applied Economics, expressed his opinion about Briand’s concluding remarks.

“At the end of the day, it’s still a deadly virus. And over-exaggeration or not, to a certain degree, is irrelevant,” Dharmasena said.

When asked whether the public should be informed about this exaggeration in death numbers, Dharmasena stated that people have a right to know the truth. However, COVID-19 should still continuously be treated as a deadly disease to safeguard the vulnerable population.

Below is an explanation from Johns Hopkins’ about why the study was retracted.

Editor’s Note: After The News-Letter published this article on Nov. 22, it was brought to our attention that our coverage of Genevieve Briand’s presentation “COVID-19 Deaths: A Look at U.S. Data” has been used to support dangerous inaccuracies that minimize the impact of the pandemic.

We decided on Nov. 26 to retract this article to stop the spread of misinformation, as we noted on social media. However, it is our responsibility as journalists to provide a historical record. We have chosen to take down the article from our website, but it is available here as a PDF.

In accordance with our standards for transparency, we are sharing with our readers how we came to this decision. The News-Letter is an editorially and financially independent, student-run publication. Our articles and content are not endorsed by the University or the School of Medicine, and our decision to retract this article was made independently.

Briand’s study should not be used exclusively in understanding the impact of COVID-19, but should be taken in context with the countless other data published by Hopkins, the World Health Organization and the Centers for Disease Control and Prevention (CDC).

As assistant director for the Master’s in Applied Economics program at Hopkins, Briand is neither a medical professional nor a disease researcher. At her talk, she herself stated that more research and data are needed to understand the effects of COVID-19 in the U.S.

Briand was quoted in the article as saying, “All of this points to no evidence that COVID-19 created any excess deaths. Total death numbers are not above normal death numbers.” This claim is incorrect and does not take into account the spike in raw death count from all causes compared to previous years. According to the CDC, there have been almost 300,000 excess deaths due to COVID-19. Additionally, Briand presented data of total U.S. deaths in comparison to COVID-19-related deaths as a proportion percentage, which trivializes the repercussions of the pandemic. This evidence does not disprove the severity of COVID-19; an increase in excess deaths is not represented in these proportionalities because they are offered as percentages, not raw numbers.

Briand also claimed in her analysis that deaths due to heart diseases, respiratory diseases, influenza and pneumonia may be incorrectly categorized as COVID-19-related deaths. However, COVID-19 disproportionately affects those with preexisting conditions, so those with those underlying conditions are statistically more likely to be severely affected and die from the virus.

Because of these inaccuracies and our failure to provide additional information about the effects of COVID-19, The News-Letter decided to retract this article. It is our duty as a publication to combat the spread of misinformation and to enhance our fact-checking process. We apologize to our readers.


Source: https://techstartups.com/2020/11/29/johns-hopkins-study-showed-covid-19-relatively-no-effect-deaths-u-s-mysteriously-disappeared-4-days-publication/

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Immune T-cells may the best way forward to long-term protection against COVID-19, Stanford Professor Dr. Scott Atlas says

In early March, MIT biologist Dr. Shiva Ayyadura said fear-mongering on coronavirus will go down as the biggest fraud to manipulate economies. Dr. Shiva is not downplaying the risk and the deadly nature of coronavirus. Instead, Dr. Shiva brought the attention back to the importance […]

The post Immune T-cells may the best way forward to long-term protection against COVID-19, Stanford Professor Dr. Scott Atlas says appeared first on Tech News | Startups News.

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In early March, MIT biologist Dr. Shiva Ayyadura said fear-mongering on coronavirus will go down as the biggest fraud to manipulate economies. Dr. Shiva is not downplaying the risk and the deadly nature of coronavirus. Instead, Dr. Shiva brought the attention back to the importance of talking about immune health and boost our immune system.

In a tweet back in March, Dr. Shiva said the media need to stop using coronavirus as a disguise to control people’s lives.

“As an MIT PhD in Biological Engineering who studies & does research nearly every day on the Immune System, the #coronavirus fear mongering by the Deep State will go down in history as one of the biggest fraud to manipulate economies, suppress dissent, & push MANDATED Medicine!”

Then in September, a team of scientists found that vitamin D deficiency may raise the risk of getting COVID-19. In a retrospective study of patients tested for COVID-19, researchers at the University of Chicago Medicine found a link between vitamin D deficiency and the likelihood of becoming infected with the coronavirus. Even Dr. Anthony Fauci, the director of the National Institute of Allergy and Infectious Diseases, said he takes two vitamins to help keep his immune system healthy.

In an interview with Jennifer Garner, Dr. Fauci said: “For example, if you are deficient in vitamin D, that does have an impact on your susceptibility to infection. So I would not mind recommending, and I do it myself taking vitamin D supplements. The other vitamin that people take is vitamin C because it’s a good antioxidant. So if people want to take a gram or two at the most vitamin C, that would be fine. So vitamin C and vitamin D. Okay. Any of the other concoctions and herbs I would not do.”

Having a better immune system could explain why some people are less susceptible to coronavirus. Dr. Shiva went into greater detail to explain how coronavirus works and why building our immune system may be a good safeguard against viruses. Dr. Shiva explained that it is not the virus or pathogens that kill people but the overaction of a weakened and dysfunctional immune system. Dr. Shiva went on to explained molecular systems’ understanding of the virus and how “Vitamin D destroys for you.

Fast forward eight months later, Dr. Shiva turned out to be right. In July, scientists discovered some coronavirus patients recovered from COVID-19 infection but mysteriously did not have any antibodies against the virus. When they later tested blood samples taken years before the coronavirus pandemic started, they later found that many of these coronavirus patients recovered from COVID-19 infection due to the presence of T-cell immunity in their bodies.

T-cells also called T lymphocyte or memory T-cells are immune cells that fight infection. T-cells also play an important role in fighting pathogens like viruses and bacteria. T-cells are also known to target and kill cancer cells. T-cells are one of the two primary types of lymphocytes—B cells being the second type—that determine the specificity of the immune response to antigens (foreign substances) in the body. Their main purpose is to identify and kill invading pathogens or infected cells.

Dr. Shiva is not alone. Dr. Scott Atlas is a former chief of neuroradiology at Stanford University Medical Center and a senior fellow at Stanford’s Hoover Institution. In an interview, Dr. Atlas discovered the importance of boosting our immune health. Dr. Atlas went on to discuss the need to harness the power of T-cell immunity instead of focusing on antibody immunity that could be lost in just three months. Dr. Atlas suggested that we should be harnessing the power of T-cell immunity instead of focusing on antibody immunity which only lasts for six months.

Some scientists disagreed with Dr. Atlas saying that ‘T cell immunity’ will not end the pandemic sooner. “It’s just a misunderstanding of the science,” said Dr. Shane Crotty, a virologist at the La Jolla Institute for Immunology who co-authored the groundbreaking research on T cells in June. “We have no data and neither does anybody else as to whether these T cells really help or not,” Crotty said.

However, in another study first published in the journal of Nature and led by Antonio Bertoletti and a team of researchers at the Duke-NUS Medical School in Singapore, they found that “memory T cells might protect some people newly infected with SARS-CoV-2 by remembering past encounters with other human coronaviruses. This might potentially explain why some people seem to fend off the virus and may be less susceptible to becoming severely ill with COVID-19.” T-cells are not just one of the best weapons in fighting coronavirus, a new study published this month in MedScape found that “T-cells may best antibodies for detecting past COVID-19 infection.”

Explaining why T-cell immunity is better than antibodies, Dr. Atlas told reporters in a briefing:

“The immunity to the infection is not solely determined by the percentage of people who have antibodies … the reality is that according to the papers from Sweden, Singapore and elsewhere there is cross-immunity highly likely from other infections and there is also T-cell immunity, and the combination of those makes the antibodies a small fraction of the people that have immunity.”

Dr. Atlas went on to share some evidence that suggests T-cell immunity may provide long-lasting protection against coronavirus. Below is a video of Dr. Atlas explaining why T-cell immunity is better than antibodies.


Source: https://techstartups.com/2020/11/28/immune-t-cells-may-best-forward-long-term-protection-covid-19-stanford-university-professor-dr-scott-atlas-says/

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